Our Finances
I use a modified version of the Balanced Money Formula (from All Your Worth by Elizabeth Warren and Amelia Warren Tyagi) to figure out our budget.
If you’re curious, I’ve uploaded a link to the spreadsheet below:
Current Budget
It’s been a little less than a year since I posted our budget. Ben got a raise, and I got hired on full-time at the company where I had my internship. As a result, we are able to save a bit more each year.
Things will start to get interesting when we pay off the Subaru and our last credit card in February, and I start saving in earnest for going to graduate school in Fall 2012.
Historical Budgets
If you would like to use this spreadsheet for yourself, click one of the links below to download the spreadsheet. There are three formats, .xlsx (Excel 2007), .xls (Excel 97-2003), and .ods (Open Office). If you have a Mac, you can open the .xls but no the .xlsx unless you have one of the newest versions of Pages.
The only change you’ll notice from mine to those below is that I swapped the Wants percentage (originally 30%) with the Savings percentage (20%). I don’t want much, and I would rather save than spend my money. 😀
If you have any questions, please don’t hesitate to let me know.
Excel 2007 – Balanced Money Formula Spreadsheet
Excel 97-2003 – Balanced Money Formula Spreadsheet
Open Office – Balanced Money Formula Spreadsheet
(OpenOffice is a free, open-source program that you can download here.)
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Hi Megan,
I love your website and grateful that your share your information. I’m a bit excel challenged and I’m not sure how to use the wonderful spreadsheets you have created. Can you give me a little more info?
Anne.
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