Disclosure & Agreement

PayDay Cash Advance by Liberty is a loan connection platform, not a lender. We do not make credit decisions, issue loans, or guarantee loan approval or loan terms. Instead, we help connect users with third-party lenders who offer loan products that may include APR rates ranging from 4.99% to 35% and repayment terms from 90 days to 24 months.

All loan terms, including interest rates, fees, repayment periods, and qualification criteria, are set solely by the lender. We do not and cannot guarantee that you will receive an offer, nor that any offer will meet your specific needs or expectations. Always review loan terms thoroughly before accepting.

Using PayDay Cash Advance by Liberty’s services does not create a borrower-lender relationship between you and our company. Any issues, questions, or disputes regarding a loan must be addressed directly with the lending institution.

Important Notice: PayDay Cash Advance by Liberty does not operate in the state of New York.

We are also not responsible for:

• The accuracy or completeness of information provided by lenders,

• Denial of loan requests,

• Any fees, penalties, or collection practices that may result from a loan agreement,

• Any financial consequences resulting from your use of PayDay Cash Advance by Liberty or from loans obtained through our platform.

By accessing and using our App or website, you acknowledge and agree to the above terms.