Terms of Use

Effective Date: 06.25.2025

1. Agreement to Terms

By accessing or using the PayDay Cash Advance: LendMatch application (“App”), you agree to comply with and be legally bound by these Terms of Use (“Terms”). If you do not agree with any part of these Terms, you must refrain from using the App.

PayDay Cash Advance: LendMatch is owned and operated by CASH ADVANCE BY LIBERTY, INC., located at 101 Fraley Miller Plz Ste 102 Grayson, KY, 41143-1561.

2. Description of Services

PayDay Cash Advance: LendMatch is a loan connection platform that helps users explore potential loan options from third-party lenders. Through our App, you can:

  • Be matched with lenders based on your profile and preferences

  • Compare loan offers with APR ranges from 4.99% to 35% and repayment terms from 90 to 730 days

  • Use built-in financial tools such as a budget tracker and loan request history log

  • Chat with our AI-powered financial assistant for guidance

Note: PayDay Cash Advance: LendMatch is not a lender, broker, financial institution, or credit provider. We do not issue loans, make credit decisions, or participate in any transactions between you and any lender. All final decisions and loan terms are determined by the lender.

Service availability is limited. We do not operate in the state of New York.

3. Eligibility

To use PayDay Cash Advance: LendMatch, you must be at least 18 years old or the age of legal majority in your state. By using the platform, you affirm that you meet this requirement.

4. User Account & Responsibilities

If you register an account, you are responsible for keeping your login credentials secure and for all actions taken under your account. You agree not to:

  • Use the App for illegal, fraudulent, or harmful purposes

  • Provide inaccurate or misleading personal or financial information

  • Interfere with or disrupt the App’s operation or networks

5. Platform Content & Responsibilities

PayDay Cash Advance: LendMatch provides access to loan-related information and enables matching with third-party lenders. We strive to ensure the accuracy of content, but:

  • Loan offers and terms are provided by independent lenders, who are solely responsible for their accuracy and legality

  • User-entered data (such as income, loan amounts, expenses) is your sole responsibility

  • Information displayed in the app is for informational purposes only and does not constitute financial, legal, or tax advice

6. Third-Party Financial Products

PayDay Cash Advance: LendMatch may display or facilitate access to offers from third-party lenders. Your interaction with those lenders is entirely voluntary and:

  • Governed by their own terms and policies

  • Not controlled, guaranteed, or endorsed by PayDay Cash Advance: LendMatch

  • Occurs outside our platform

We are not responsible for any agreement, decision, or issue arising from those third-party interactions.

7. No Advice or Guarantees

We do not provide professional financial, legal, or investment advice.

All loan-related decisions are your own responsibility. We encourage you to consult a licensed advisor before committing to any loan agreement.

8. Limitation of Liability

CASH ADVANCE BY LIBERTY, INC. and its affiliates are not responsible for:

  • Errors, omissions, or outdated information provided by third-party lenders

  • Denied applications or unfavorable loan terms

  • Your use of or reliance on features such as the AI assistant, budget tracker, or loan history

  • Any financial loss or damage resulting from the use of our App

9. Privacy & Data Use

Your use of PayDay Cash Advance: LendMatch is also governed by our [Privacy Policy], which explains how we collect, store, and manage your data, including personal and financial information.

By using the App, you confirm that you have read and agree to our Privacy Policy.

10. Updates to These Terms

CASH ADVANCE BY LIBERTY, INC. reserves the right to revise these Terms at any time. Changes become effective upon posting. Your continued use of the App after changes are made signifies your acceptance of the updated Terms.

11. Contact Us

If you have questions or concerns about these Terms, please contact:

CASH ADVANCE BY LIBERTY, INC.
101 Fraley Miller Plz Ste 102 Grayson, KY, 41143-1561
support@thefinancegeek.com
(502) 555-1984